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Equip your business with the ability to make purchases here in West Texas — and across the globe.

Key Features

Competitive Rates

Flexible Spending

Local Service

Choose the card to match your needs:

Benefits Mastercard® Visa®
Preferred Points Reward ($49 Annual Fee) Optional Optional
Apple Pay Yes No
Baggage Delay Insurance Yes No
Collision Damage Waiver (CDW) Yes Yes
Extended Warranty Yes Yes
Purchase Protection Yes Yes
Travel Accident Insurance Yes Yes
Travel Assistance Yes No
Roadside Assistance Yes No

Ready to apply? Fill out our credit card application, and drop it off at a branch.

Already have an account? Access your rewards and other information here. 

Preferred Points Rewards

Earn one point for each dollar spent, up to 10,000 points per month.  Redeem anytime for a variety of options including cash back, travel, merchandise, retail gift cards and more.

Apple Pay

Use your iPhone 6 and other compatible Apple devices to shop and check out wherever the Apple Pay logo is displayed.

Baggage Delay Insurance

Reimburses cardholders for replacing essential personal or business items in your baggage, if the baggage you have checked on to a common carrier is delayed in transit and your tickets were purchased using an eligible business card.*

Car Rental Collision Damage Waiver Insurance

Pays for covered damages (physical damage and theft) to a rental vehicle when your eligible card is used to initiate and pay for the entire rental transaction.*

Extended Warranty

Doubles the original manufacturer's or store brand warranty for up to one year when you pay with your eligible business card.*

Purchase Protection

Provides coverage for most items you purchase with your eligible business card if the item is damaged or stolen within 90 days of the date of purchase.*

Travel Accident Insurance

Covers you and your family against Accidental Death or Dismemberment if you purchase common carrier travel tickets with your eligible business card.*

Travel Assistance

Provides pre-trip destination information such as visa/passport requirements, immunization, help with lost/stolen travel documents and luggage. referrals to a network of physicians, arranging hospital transfers and referrals to attorneys, local embassies and consulates, if you are traveling more than 100 miles from home.*

Roadside Assistance

Arranges emergency roadside assistance such as jump-starts, tire change, towing and gas delivery if you get stuck on the road.  Service fees are pre-negotiated and billed to your eligible business card.

*Certain restrictions apply detailed in the applicable benefits brochure received with new credit cards.