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Saddle-up for free checking that earns high interest and refunds ATM withdrawal fees, nationwide.*

Key Features

High Interest

Refunds on ATM Withdrawal Fees*

No Monthly Maintenance Fees

  • 2.00% APY* on balances up to $5,000
  • 2.00% to 0.33% APY* on balances over $5,000 depending on balance in account*
  • 0.05% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
  • No minimum balance requirements
  • Unlimited monthly transactions
  • Free digital banking:
    • Free online banking and bill pay
    • Free mobile banking
    • Free electronic statements with check images
  • Free debit card
  • $100 minimum deposit to open
  • Link to free Kasasa Saver® to build savings automatically 

Qualifying is easy

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases, each greater than $5.00
  • Be enrolled in and log into online banking

And if you don’t meet these qualifications, don’t worry — your account is still free.
Even then, you’ll still earn our base rate. Plus, you can get right back to earning your full rewards the very next cycle that you qualify.

Qualification Information:
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards.
"Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.

Reward Information:
When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle average daily balances up to and including $5,000 in your Kasasa Cash account earn an interest rate of 1.982% resulting in an APY of 2.00%; and average daily balances over $5,000 earn an interest rate of 0.249% on the portion of the average daily balance over $5,000, resulting in a range from 2.00% to 0.33% APY depending on the account's average daily balance.
You will receive reimbursements up to an aggregate total of $20 for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction.
When your Kasasa Cash qualifications are not met, the interest rate earned on the account's entire average daily balance will be 0.049% resulting in a non-compounding annual percentage yield of 0.050% and ATM withdrawal fees are not refunded.
Interest will be credited to your Kasasa Cash account on the last day of the current statement cycle.
Nationwide ATM withdrawal fee reimbursements will be credited to your account on the last day of the current statement cycle.
APY = Annual Percentage Yield.
APYs accurate as of 08/01/2018
Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information:
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.
$100 minimum deposit is required to open the account.
There are no recurring monthly maintenance charges or fees to open or close this account.
Contact one of our bank service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
Member FDIC.

Trademarks:
Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.