| Benefits | Mastercard® | Visa® |
|---|---|---|
| Preferred Points Reward ($49 Annual Fee) | Optional | Optional |
| Apple Pay | Yes | No |
| Baggage Delay Insurance | Yes | No |
| Collision Damage Waiver (CDW) | Yes | Yes |
| Extended Warranty | Yes | Yes |
| Purchase Protection | Yes | Yes |
| Travel Accident Insurance | Yes | Yes |
| Travel Assistance | Yes | No |
| Roadside Assistance | Yes | No |
